Sunshine Ltd. is sanctioned ₹10 crore cash credit limit but utilises only ₹8 crore on an average at contracted rate of 20%. The borrower will have to pay a commitment fee @ 0.50% on the unused portion of the credit limit

Sunshine Ltd. is sanctioned ₹10 crore cash credit limit but utilises only ₹8 crore on an average at contracted rate of 20%. The borrower will have to pay a commitment fee @ 0.50% on the unused portion of the credit limit. Additionally, the bank insists for margin (cash deposit) of 20% of the utilised limit and 5% of the unutilised portion. Reserve requirement imposed by central bank is 10% of the deposits. In light of the above – What is the revenue from this loan to the bank?