Write short notes on the following: Net Stable Fund Ratio (NSFR).

Net Stable Fund Ratio (NSFR): 'Stable funding' is defined as the portion of those types and amounts of equity and liability financing expected to be reliable sources of funds over a one-year time horizon under conditions of extended stress. NSFR = (Available amount of stable funding / required amount of stable funding) * 100% Available Stable Funding (ASF) is defined as the total amount of a bank's: Capital; Preferred Stock with maturity of equal to or greater than one year; Liabilities with effective maturities of one year or greater; That portion of non-maturity deposits and / or term deposits with maturities of less than one year that would be expected to stay with the institution for an extended period in an idiosyncratic stress event; and The portion of wholesale funding with maturities of less than a year that is expected to stay with the institution for an extended period in an idiosyncratic stress event.