What is the main object of The Public Liability Insurance Act, 1991. How is the claim awarded and by which authority at primary level ?

The main object of the Public Liability Insurance Act, 1991 is to provide immediate relief to the persons affected by accidents occurring while handling any hazardous substance and for other incidental and connected matters. As per Section 6 of the Public Liability Insurance Act, 1991 an application for claim for relief may be made by the person who has sustained injury; by owner of the property to which damage has been caused; and in the case of death resulting from accident, by all or any of the legal representatives of the deceased; or by any agent duly authorised by such person or owner of such property. Every application is required to be submitted to collector in the prescribed form along with prescribed documents. Section 7 of the Act requires the collector, on receipt of application for claim for relief, to hold an inquiry into the claim or each of the claims, after giving notice of application to owner and after giving the parties an opportunity of being heard and make an award determining the amount of relief payable to person or persons.