What are the additional verification methods available for the verification of authenticity of a document submitted for KYC by a prospective customer at branch level?

The verification of authentication of a document submitted by a prospective customer must be based on the original documents submitted by such customers, however there are following few additional verification methods available: PAN Verification: Income tax department has made available PAN verification facility to a few reputed agencies in India. Therefore, if a customer submits a PAN card it can be verified from the verification facility through the accredited agencies. All banks have a link with such agencies and through such arrangements PAN verification can be done. Aadhar Authentication: Authentication of Aadhar Number already available with the Bank can also be done with explicit consent of the customer in applicable cases through the Aadhar data base and biometric data available with Central Identities Data Repository (CIDR). Utility Bill Verification: In the case of Electricity Bills/Telephone bills these can also be verified through the service providers by mentioning the consumer number/telephone number as well as through verification software available on online. Corporate Data Verification: In case of Companies and Directors, the data submitted by such customers can be verified through the website data of department of Corporate Affairs. Physical Verification: In case of certain banks, they employ field personnel who make a visit to the address provided by the prospective customers and physically verify the details provided by such customers. Watch List Screening: At the time of opening a new account/establishing a new relationship the customer will be checked against watch lists provided by international/National/Local authorities including Central banks and Anti Terrorist Organizations. If the names of such customers match with any of such names in the list, a thorough screening will take place to ensure such accounts are not opened. If such names are detected it must be reported to concerned agencies including RBI.