Based on the fourth case (d) explain: Third Party Insurance Liability only Policy Coverage Comprehensive Coverage Can Chandra Shekhar claim death benefit from the above coverages?

(a) Third Party Insurance: This is liability insurance, under which the insurance company agrees to indemnify the insured person, if he is sued or held legally liable for injuries or damage done to a third party. The insured is one party, the insured company is the second party, and the person (the insured) injures who claims damages against is the insured the third party. (b) Liability only Policy Coverage: This covers third party liability and/or death and property damage. (c) Comprehensive coverage: It is an optional cover. It will include all kinds of risk factors that are associated with vehicle, driver, passengers, third party vehicle, third party driver, third party vehicle passengers and third party property. (d) Chandra Shekhar cannot claim death benefit from the above coverage as accident was caused due to breach of law.