What is a cyber fraud ? What is the difference between Phishing and Vishing ?

Computer fraud or cyber fraud is a crime committed through a computer via internet in order to unethically fetch another individual's personal and financial information which is stored online. In the present technological era, cyber fraud is most common type of fraud. Individuals and organisations are need to be more vigilant and protect their information from fraudsters. Phishing: Is a type of social engineering attack often used to steal user data, including login credential and credit card information. It occurs when an attacker purporting as a trusted entity and dupes a victim into opening email, instant message or text message. It is a technique used to obtain card and personal details of a person through a fake email. For eg. X send an email with a data collecting form which promises to pay after the details are submitted. Vishing: Is a fraudulent practice of making phone calls, or leaving voice message purporting to be from reputed companies in order to introduce individual to reveal their personal information such as bank debit/credit card details. In case of vishing, fraudsters also use the phone to solicit your personal information. For eg. X makes a call to obtain the data and intends to use it for illicit purpose.