How is the professional liability cover different from other liability covers?

The professional liability insurance differs from other liability insurance policies in a few ways. These are as follows: While other liability insurance policies usually specify the per occurrence limit, (there is usually a maximum limit for each claim), there is no limit per occurrence in case of a professional liability policy Further, no distinction is made between bodily injury and property damage liability. Professional liability insurance is not restricted to accidental acts, faulty diagnosis or faulty performance is also covered. Deliberate acts giving unintended results are also covered in the policy. Professional liability policies usually cover the damage caused to the property in the custody or care of the insured as well. Professional liability insurance does not allow the settlement of the claim without the prior approval of the insured