Mr. A is working as a CEO in a leading financial institution. On weekends, he spends time with family and on his hobbies like photography, singing and reading books. He is also active on various social media platforms an
CS Professional · Artificial Intelligence, Data Analytics and Cyber Security - Laws and Practice · PYQS · June 2024
Mr. A is working as a CEO in a leading financial institution. On weekends, he spends time with family and on his hobbies like photography, singing and reading books. He is also active on various social media platforms and uploads their activities on the platforms. Last month, he participated in a professional photography exhibition and presented his photographs to viewers and got appreciation and won award for that. After some time, he found some threat posts on his social media platforms and he becomes a victim of online harassment and cyberbullying. The perpetrator continuously posts defamatory content and threats against Mr. A, causing significant distress and reputational damage. IT Analyst of Mr. A's Company discovers a data breach compromising sensitive customer information, including banking credentials and personal details. The breach exposes thousands of customers to identity theft and financial fraud raising concerns about data protection and cyber security. The aim of the Mr. A's organization is to prevent any data breach incident before any malware is able to access network server or before vulnerabilities in the software are exploited by hackers. One day Mr. A found that his copyrighted images being used without authorization on various websites and social media platforms. Despite his efforts to request the removal of infringing content, the unauthorized use persists, leading to financial losses and infringement of his intellectual property rights. His wife is an active social worker and she post the social work activities governed by her on the social media like Facebook and Instagram. She is a shopping lover and lost her credit card last week in the market and forgot to take action on missing credit cards. Recently she received a series of obscene messages from an unknown number. The accused also sent emails to her and created a fake account on Facebook containing morphed and offensive images of her. She receives a message from the bank about the deduction of some amount against online purchasing. An online marketplace experiences a surge in fraudulent transactions, with perpetrators using her stolen credit card information to make unauthorized purchases. The fraudulent activities result in financial losses for both the e-commerce platform and affected her with mental stress. She suggests to the e-commerce platform for the need of apply robust cyber security measures and fraud detection mechanisms. Legal experts analyze each scenario of Mr. A's Family in light of relevant Indian cyber laws, judicial precedents, and established legal principles to determine the appropriate legal recourse and potential liabilities for the parties involved. Based on the specific facts and circumstances of each case, strategies are developed to address the legal challenges, protect the rights of victims, and ensure compliance with regulatory requirements. Through litigation, negotiation, or alternative dispute resolution mechanisms, legal professionals work towards achieving favorable outcomes for their clients, whether it involves obtaining compensation for damages, securing injunctions, or prosecuting cybercrime offenders. In the above case scenario, answer the following questions: Mr. A's wife lost her cards in the shopping mall. After this incident, she wants to switch to online e-commerce that enables users to access online shopping platforms without the use of a desktop computer, through wireless handheld devices. What are the three basic functions can be used to categorize M-commerce?
Answer & Explanation:
M-commerce (Mobile Commerce) is the buying and selling of goods and services through wireless handheld devices such as smartphones and tablets. M-commerce is categorized based on the following three basic functions: Mobile shopping: enables customers to buy a product using a mobile device with an application such as Amazon or a web app. A subcategory of mobile shopping is app commerce, which is a transaction that takes place over a native app. Mobile banking: is online banking designed for handheld technology. It enables customers to access accounts and brokerage services, conduct financial transactions, pay bills and make stock trades. This is typically done through a secure, dedicated app provided by the banking institution. Mobile banking services may use SMS or chatbots and other conversational app platforms to send out alerts and track account activities. For example, the WhatsApp chatbot lets customers view their account balance, transfer funds, review loans and conduct other transactions in real time through WhatsApp. Mobile payments: are an alternative to traditional payment methods, such as cash, cheque, credit and debit cards. They enable users to buy products in person using a mobile device. Digital wallets, such as Apple Pay, let customers buy products without swiping a card or paying with cash. Mobile payment apps, such as PayPal, Venmo and Xoom serve the same purpose and are popular options. Mobile consumers also use QR codes to pay for things on their mobile phones. With mobile payments, users send money directly to the recipient's cell phone number or bank account.
Topics: E-commerce
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