Write short notes on the following: Distinguish between Regular and Direct plan of a mutual fund scheme

The distinguish between Regular and Direct Plan of a mutual fund scheme is given below: S. No. Regular Plan Direct Plan 1. Sold through a distributor Sold directly by the Asset Management Company (AMC) 2. Higher Expense Ratio (Due to commissions paid to distributor) Lower Expense Ratio (No commission paid to distributor) 3. Potentially lower returns to the investor (Due to higher expenses) Potentially higher returns (Due to lower expenses)