Enumerate the specific laws and regulations that are applicable to "Housing Finance Companies" in India.

Housing Finance Companies (HFCs) in India are governed by a specific set of laws and regulations which are as follows: National Housing Bank Act, 1987; The Housing Finance Companies (NHB) Directions, 2010; Guidelines on Know your Customer and Anti-Money Laundering Measures; Guidelines for Asset Liability Management System in Housing Finance Companies; Housing Finance Companies- Issuance of Non-convertible Debentures on private placement basis (NHB) Directions, 2014; Housing Finance Companies - Corporate Governance (National Housing Bank) Directions, 2016; Housing Finance Companies - Auditor's Report (National Housing Bank) Directions, 2016; Guidelines on Fair Practices Code for Housing Finance Companies; Guidelines on Reporting art Monitoring of Frauds in Housing Finance Companies; Information Technology Framework for HFCs - Guidelines; Pension Fund Regulatory and Development Authority (Point of Presence) Regulations, 2018; Pension Fund Regulatory and Development Authority (Redressal of Subscriber Grievance) Regulations 2015; Master Direction - Non-Banking Financial Company - Housing Finance Company (Reserve Bank Directions, 2021.