Under what circumstances can an employee withdraw EPF funds before retirement?

(ii) Circumstances for withdrawing EPF funds before retirement: An employee can withdraw from their EPF account before retirement under specific conditions, including: Medical treatment for self or family members Marriage or higher education of self, children, or sister/brother or the post matriculations education of son or daughter Purchase or construction of a house Home loan repayment Unemployment for more than 2 months Retirement after attaining 58 years of age Temporary closure of any factory or establishment for more than 15 days, for reasons other than strike or due to non-receipt of wages for 2 months In case property is damaged by a calamity of exceptional natures such as floods, earthquake or riots