CS Professional Banking and Insurance - Laws and Practice PYQ December 2025: Question Paper and Available Answers
CS Professional
4 - Banking and Insurance - Laws and Practice
PYQS Series
December 2025
60 Questions Indexed
ICSI Examination Archive & Suggested Answers: This directory contains indexed questions from the paper for CS Professional 4 - Banking and Insurance - Laws and Practice PYQS (December 2025). Open the source paper and available answers. Older sessions follow the syllabus and statutory provisions applicable to their examination year.
Indexed questions
- What is the role of 'Risk Management Committee' of the Board in a Bank ?
- How does Internal Audit help in managing risk in a Bank ?
- How does Reputation Risk affect Bank's business ?
- What is Capital to Risk Assets Ratio? Does it affect Bank's stability?
- Distinguish between Tier 1 and Tier 2 Capital.
- Do you think a stable Government is a positive factor in reducing Business Risks?
- How can ALM Committee help in managing Risks in a Bank ?
- What is Risk Based Internal Audit ?
- Distinguish between Risk Transfer and Risk Mitigation
- How does RBI help Banks in managing Risks ?
- Examine the origin and development of Small Industries Development Bank of India (SIDBI). Do you think SIDBI made radical changes in the growth and development of industries in Ind
- "Reserve Bank of India (RBI) plays an important role for Issue and Management of Currency and Distribution of Coins in India". What is Currency Management ? Has the importance of R
- Maya Iyer is a Software Professional who availed a Term Loan of ₹ 50 lacs at an interest of 9% p.a. from Cosmos Bank, Cochin for buying a XYZ Brand Vehicle. The loan was taken on 1
- Maya Iyer is a Software Professional who availed a Term Loan of ₹ 50 lacs at an interest of 9% p.a. from Cosmos Bank, Cochin for buying a XYZ Brand Vehicle. The loan was taken on 1
- Maya Iyer is a Software Professional who availed a Term Loan of ₹ 50 lacs at an interest of 9% p.a. from Cosmos Bank, Cochin for buying a XYZ Brand Vehicle. The loan was taken on 1
- Maya Iyer is a Software Professional who availed a Term Loan of ₹ 50 lacs at an interest of 9% p.a. from Cosmos Bank, Cochin for buying a XYZ Brand Vehicle. The loan was taken on 1
- RBI as the Central Bank of India, issues Licenses for Commercial Banks to open branches. Can Foreign Banks open branches in India? If so, are there special conditions stipulated by
- ABC Ltd, an Indian company, applied to the Central Bank (RBI), for license to start banking operations in India. But RBI rejected the application. Can ABC Ltd appeal against this d
- Ashuthosh Mukherjee is a Civil contractor enjoying credit facilities at ABC Bank, Kolkata. He undertakes construction work on behalf of Central/State Governments, besides private p
- How do Cyber Criminals use social network for committing online frauds ?
- Distinguish between : Hacker and Cracker
- Distinguish between : Cyber-squatting and Cyber stalking.
- Distinguish between : Phishing and Smishing.
- Distinguish between Rural Banks and Co-operative Banks.
- What are the documents required to open an account with Bank of Limited Liability Partnership ?
- SWOC (Strength, Weakness, Opportunities, Challenges) analysis as perceived by the management while processing of Project Loans, banks have their own project parameters for long ter
- SWOC (Strength, Weakness, Opportunities, Challenges) analysis as perceived by the management while processing of Project Loans, banks have their own project parameters for long ter
- SWOC (Strength, Weakness, Opportunities, Challenges) analysis as perceived by the management while processing of Project Loans, banks have their own project parameters for long ter
- SWOC (Strength, Weakness, Opportunities, Challenges) analysis as perceived by the management while processing of Project Loans, banks have their own project parameters for long ter
- SWOC (Strength, Weakness, Opportunities, Challenges) analysis as perceived by the management while processing of Project Loans, banks have their own project parameters for long ter
- It is said that insurance companies should make their investments very prudentially. Why ?
- Why are investments in derivative instruments risky ?
- What is the role of a Chief Investment Officer in an Insurance Company?
- The Investment Committee must guard against insider trading. What are the harmful effects of insider trading ?
- Who shall review the investment risk management system of the insurance company ?
- What is liquidity risk in insurance business ?
- How can internal control of insurance investments be ensured ?
- Which are the rating agencies competent to rate the investments of insurance companies ?
- What are money market instruments suitable for investments by insurance companies ?
- Is periodical reporting to IRDA an important requirement to ensure investment discipline of the insurance company ?
- There are some principles on which Insurance Act and Rules framed. What do you know about: Principle of 'Maxim of Causa Proxima'.
- There are some principles on which Insurance Act and Rules framed. What do you know about: Principle of Subrogation.
- Every Insurance company charge premium while issuing the Insurance Policy. In such a case it had been seen that they charged loading charges on premium. What do you mean by loading
- Explain the provisions regarding prohibition of rebates in insurance as per Insurance Act, 1938.
- Dileep Sharma has an insurance policy with Active Insurance Ltd. His car got damaged in an accident caused by another vehicle of Raja, whose vehicle is insured with Robust Insuranc
- Dileep Sharma has an insurance policy with Active Insurance Ltd. His car got damaged in an accident caused by another vehicle of Raja, whose vehicle is insured with Robust Insuranc
- Dileep Sharma has an insurance policy with Active Insurance Ltd. His car got damaged in an accident caused by another vehicle of Raja, whose vehicle is insured with Robust Insuranc
- Dileep Sharma has an insurance policy with Active Insurance Ltd. His car got damaged in an accident caused by another vehicle of Raja, whose vehicle is insured with Robust Insuranc
- "Insurance is a form of contract or an arrangement where one party agrees in return for a consideration to pay an agreed amount of money to another party to make good the loss, dam
- What is the role of an insurance broker? Distinguish between Direct broker and Composite broker.
- As per the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, it is mandatory for the Listed Companies to undertake Directors and Officers Insurance for its
- You are an underwriter at a life insurance company. A proposal is received for a ₹ 50 lakh term life insurance policy, from a 35-year-old highly paid software engineer. He works wi
- You are an underwriter at a life insurance company. A proposal is received for a ₹ 50 lakh term life insurance policy, from a 35-year-old highly paid software engineer. He works wi
- You are an underwriter at a life insurance company. A proposal is received for a ₹ 50 lakh term life insurance policy, from a 35-year-old highly paid software engineer. He works wi
- Trust Well Insurance Company, Mumbai entered a reinsurance contract with Maxwell Insurance, Dubai with the following details: Quota of Insurance Business Share: 60%, Ceding Commiss
- Trust Well Insurance Company, Mumbai entered a reinsurance contract with Maxwell Insurance, Dubai with the following details: Quota of Insurance Business Share: 60%, Ceding Commiss
- Trust Well Insurance Company, Mumbai entered a reinsurance contract with Maxwell Insurance, Dubai with the following details: Quota of Insurance Business Share: 60%, Ceding Commiss
- BISMI Electronics is a medium-sized business that sells electronic appliances and gadgets. They hold significant stock in their showroom and warehouse located in an urban commercia
- BISMI Electronics is a medium-sized business that sells electronic appliances and gadgets. They hold significant stock in their showroom and warehouse located in an urban commercia
- BISMI Electronics is a medium-sized business that sells electronic appliances and gadgets. They hold significant stock in their showroom and warehouse located in an urban commercia
How to Prepare for CS Professional 4 - Banking and Insurance - Laws and Practice
Use past questions to practise the paper format and review available answers. Check the current syllabus, applicable law and examination duration before attempting a timed paper.